This is the time of year that a lot of us gives just a little more. It's the time of good will and cheer. A big motivating factor for Jack and I to pay off all of our debt earlier this is was so we could give more. We allocated a specific amount on our monthly family budget on what we wanted to give additionally to our Tithe. After deciding the amount, we needed to decide on the charity. I know according to tax law only 5% of money collected needs to go to the actual charity that is 95% that goes to overhead cost! That's insanity. I also wanted to make sure the donations were going to stay as local as possible. I used the Charity navigator website to help make a well informed charity. Jack and I picked several charities that were meaningful for us and where we felt we could help. I hope everyone feels the spirit of Christmas and is able to donate a little more than usual this year, but remember to do your research and give wisely and realistically.
