This week Jack and I received our paid off in full letters for the student loan and car loan! I was so excited to see these letters in the mail; it was like it was finally official: we were debt free! With this month almost over we have almost all of the France trip saved up for and then we will be able to move on to the next Baby Steps. It’s funny how creating a budget, usually something that makes you feel restricted, can create the feeling of such freedom. Each month we did a budget, we fought less and communicated more. That’s real freedom. Dave Ramsey truly believes that creating a budget and telling your money where to go instead of wondering where it went is the most important thing you can do, that he created a completely free budgeting tool called Every Dollar for free. It is a great tool and I encourage you to try using it for a few months…who knows before too long you could be getting your own paid off in full letters!
These are posts from the original Oak Tree Junction blog before I took a break in 2020. These posts were created to share my creations with the hopes that it will inspire others to show their creative side. I plan to continue to share new creations on the current blog.